This registration page may not work well in Internet Explorer. Please use a different browser to complete your registration.

What WBOs Need to Know about Retirement Income Planning Strategies

October 21, 2020 2:30 PM - 3:30 PM (EDT)

Description

Join us for virtual networking and an informative presentation on

What WBOs Need to Know about Retirement Income Planning Strategies

Just as financial planning is important for the success of one’s business, it is equally or even more important for the woman business owner (WBO) to plan for her own personal financial future. Today, Carol Richards, a registered account representative with Harbour Bridge Wealth Management Advisors, Summit, NJ, will present retirement planning strategies with that in mind.

  • How your decisions determine the amount of income you’ll make at retirement
  • How to manage the retirement savings gap that most WBOs face due to a variety of circumstances
  • How to coordinate your own retirement benefit with benefits you might receive as a spouse or divorced spouse
  • Why you should consider your spouse’s life expectancy when deciding when to claim your own retirement benefit
  • How you may receive a spousal benefit while your own benefit builds delayed credits and how to switch from one benefit to another to have income now and later
  • How to take advantage of spousal benefits, survivor benefits, divorced-spouse benefits, and even divorced-spouse survivor benefits and what you MUST consider before remarrying
  • How to create a retirement income plan that includes a social security choice that maximizes benefits best suited for you

SPEAKER

Carol Richards
Harbour Bridge Wealth Management Advisors

Carol Richards is a registered account representative with Harbour Bridge Wealth Management Advisors, Summit, NJ. She is dedicated to helping individuals and businesses develop financial and investment strategies that line up with their needs, goals, and risk tolerance. Her mission is to provide every client with targeted, comprehensive financial advice and portfolio management delivered with the highest level of personal service and professional integrity. As life circumstances change, so must the investment strategies used to meet one’s financial objectives. An often overlooked aspect of retirement planning is the amount of annual income an individual will likely receive from their investments. Carol helps clients select retirement income strategies that allow them to maintain flexibility and control of the principal, grow the principal and increase the income, or have enough income to last the rest of their lives. Carol is a graduate of Williams Smith College with a degree in economics and she holds FINRA series 7, 63, and 65 licenses. She is member of NJAWBO, BW Nice, and Toastmasters, and away from the office she enjoys traveling and running.

CAR #0920-00201

Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN), Member SIPC. Harbour Bridge Wealth Management Advisors is a separate entity from WFAFN.


NJAWBO is all about building business relationships.

Women business owners from across the state are encouraged to attend, but all are welcome.

Hope to see you there!

NJAWBO encourages and supports business ownership by women.

The NJAWBO MetroEast Region includes members from Essex, Hudson, and Union counties.  

LIKE US ON FACEBOOK!

Pricing

REGISTER ONLINE BY 6PM on 10/20/20: Free for members; $5 non-members.

No refunds.

Contact Information

NJAWBO
Name: Taryn Abrahams
Details: info@empowerbehavioralservices.com or 973-803-8276
We're sorry. No registrations are currently available. You may wish to contact the event organizer for assistance.
{{ vm.EventInfo.ErrorMessage }}

Select Registration Options

Edit
{{vm.regWarningMessage}}
{{vm.regAlertMessage}}

Exhibitor Opportunities

Name Price Att Qty
{{ et.Name }}
{{ et.IncludedAttendeesCount }} {{ et.AttendeeRegType.RemainingPerType }} Remaining {{ et.AttendeeRegType.RemainingPerType * -1 }} on Waiting List {{ et.AttendeeRegType.RemainingPerType * -1 }} Over Limit
{{ et.Remaining }} Remaining
Sold out

Attendee Registration Options Total Remaining: {{ vm.EventInfo.VacantSpotsPerEvent }}

Waiting List Available
{{ vm.stats.totalAttendeesCount }} Registered , {{ vm.OverallOverAmount() }} on Waiting List , {{ vm.OverallOverAmount() }} Over Limit
Name Price Qty
{{ rt.Name }}
{{ rt.IsMemberOnly ? ' (Members Only)' : '' }}
Limit: {{ rt.LimitPerPurchase }}
Included Attendees: {{ rt.AttendeesCountPerOneRegistration }}
{{rt.Price | currency }} {{rt.PriceAfterDiscount | currency }} {{ rt.Price | currency }}
{{ rt.RemainingPerType }} Remaining
{{ rt.RemainingPerType * -1 }} on Waiting List
{{ rt.RemainingPerType * -1 }} Over Limit

{{'[[Sponsorship]] Opportunities' | localizeString:'['}}

Name Price Att Qty
{{ st.Name }}
{{ st.IncludedAttendeesCount }} {{ st.AttendeeRegType.RemainingPerType }} Remaining {{ st.AttendeeRegType.RemainingPerType * -1 }} on Waiting List {{ st.AttendeeRegType.RemainingPerType * -1 }} Over Limit
{{ st.Remaining }} Remaining
Sold out
Continue

Registration Information

Edit

Exhibitor - {{er.Name}}

Exhibitor #{{ $index + 1 }}

Total: {{exhibitor.TotalPrice | currency}} {{ exhibitor.IsBenefit ? "- Included as a Benefit" : exhibitor.IsDiscounted ? "- Discounts have been applied" : ""}}
Exhibitor Directory
Primary Contact
Booth Information
Additional Information
Additional Items

Attendee - {{er.Name}}

{{ att.getAttendeeTerm(vm.EventSettings.AdditionalAttendeesTerm, $index) }} #{{ att.getAttendeeIndexDisplay(vm.EventSettings.AdditionalAttendeesTerm, $index) }}

Total: {{att.TotalPrice | currency}} {{att.DiscountMessage | localizeString:'['}}
A No Show fee is being assessed for {{fee.EventName}} on {{fee.EventStartLocalTimeString}}.

Address


Phone

Additional Information
Event Sessions

{{slot.Name}}

{{$select.selected.SessionName}}
(full)
{{slot.SelectedSession.SessionDescription + (slot.HasFees ? " (Price: " + (slot.PriceTotal | currency) +")" : "")}}

Additional Items

{{'[[Sponsorship+]]' | localizeString:'['}} - {{er.Name}}

{{'[[Sponsor]]' | localizeString:'['}} #{{ $index + 1 }}

Total: {{sponsor.Price | currency}}
Continue

Additional Items

Edit

{{(vm.EventInfo.Terms.Donation || "Donation/Contribution") + " Opportunities"}}

Campaign Name Item Description Amount
{{item.CampaignName}} {{item.Description + (item.ShowMinimumPrice && item.MinimumPrice ? " (Min: " + item.MinimumPrice + ")" : "")}}
Continue

Complete Registration

Edit

Terms & Conditions

No Show Policy

{{ vm.EventInfo.EventSettings.NoShowPolicy }}

Enter Promo Code

This event is synced to a webinar so no confirmation email will be sent from GrowthZone.

Thank you to our {{'[[Sponsor+]]' | localizeString:'['}}